KINGSWAY LIFE is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the KINGSWAY LIFE Web site and governs data collection and usage. By using the KINGSWAY LIFE website, you consent to the data practices described in this statement.
Collection of your Personal Information
KINGSWAY LIFE collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. KINGSWAY LIFE also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through KINGSWAY LIFE public message boards, this information may be collected and used by others.
KINGSWAY LIFE encourages you to review the privacy statements of Web sites you choose to link to from KINGSWAY LIFE so that you can understand how those Web sites collect, use and share your information. KINGSWAY LIFE is not responsible for the privacy statements or other content on Web sites outside of the KINGSWAY LIFE and KINGSWAY LIFE family of Web sites.
Use of your Personal Information
KINGSWAY LIFE collects and uses your personal information to operate the KINGSWAY LIFE Web site and deliver the services you have requested. KINGSWAY LIFE also uses your personally identifiable information to inform you of other products or services available from KINGSWAY LIFE and its affiliates. KINGSWAY LIFE may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
KINGSWAY LIFE does not sell, rent or lease its customer lists to third parties. KINGSWAY LIFE may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, KINGSWAY LIFE may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to KINGSWAY LIFE, and they are required to maintain the confidentiality of your information.
KINGSWAY LIFE does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
KINGSWAY LIFE keeps track of the Web sites and pages our customers visit within KINGSWAY LIFE, in order to determine what KINGSWAY LIFE services are the most popular. This data is used to deliver customized content and advertising within KINGSWAY LIFE to customers whose behavior indicates that they are interested in a particular subject area.
KINGSWAY LIFE Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on KINGSWAY LIFE or the site; (b) protect and defend the rights or property of KINGSWAY LIFE; and, (c) act under exigent circumstances to protect the personal safety of users of KINGSWAY LIFE, or the public.
The KINGSWAY LIFE Web site uses "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize KINGSWAY LIFE's pages, or register with KINGSWAY LIFE site or services, a cookie helps KINGSWAY LIFE to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same KINGSWAY LIFE Web site, the information you previously provided can be retrieved, so you can easily use the KINGSWAY LIFE features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the KINGSWAY LIFE services or Web sites you visit.
Security of your Personal Information
KINGSWAY LIFE secures your personal information from unauthorized access, use or disclosure. KINGSWAY LIFE secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
Changes to this Statement
KINGSWAY LIFE will occasionally update this Statement of Privacy to reflect company and customer feedback. KINGSWAY LIFE encourages you to periodically review this Statement to be informed of how KINGSWAY LIFE is protecting your information.